The Mortgage Application Process

Simple. Strategic. Supportive.

Whether you’re buying your first home, refinancing, or applying for a new loan, it may be easier than you think.

 

We guide you from your first consultation all the way to settlement, using a clear, step by step approach, tailored to your goals.

 

And don’t worry, chatting with us won’t impact your credit score. We’re not a bank.

Here’s How We Work:

1. Let’s Talk

Book a free consultation online or in person. We’ll explore your financial goals, review your current situation, and give you a clear picture of your borrowing capacity. We’ll also help you gather the right documents. 

2. We Do the Research

We compare over 70 lenders across residential, commercial, asset, and personal finance. We consider your needs, preferences, and financial position to shortlist the best-fit products for your situation. 

3. Tailored Loan Options

We only show you loans we believe you’ll be approved for, protecting your time and credit rating. We’ll walk you through the features, rates, and fees to help you choose confidently. Then we’ll prepare and submit the application on your behalf. 

4. Ongoing Support

We stay by your side through approval, settlement, and beyond. As your broker, we’re here long term to help review your loan regularly, ensure it remains competitive, and support your financial goals as they evolve. 

Ready to get started?

Book your consultation and connect with a dedicated Certitude Finance expert today.

Get Started