Certitude is a premium mortgage broker and financial services company. We specialise in new loans and refinancing for homes and other lifestyle loans.

Our expert mortgage brokers are ready to help you move towards your financial goals.

Our expert mortgage brokers are ready to help you move towards your financial goals.

With more than 33 residential, 22 commercial and 22 asset and equipment lenders, we can help find the loan that’s right for you. Better rates, more products, non-conventional options.

We stay informed and connected to ensure you get up-to-the-minute information and the best products and services. Our industry partners include financial planners, accountants, real estate agents, buyers advocates, conveyancers, solicitors, builders and inspectors. Let our industry connections work for you.

Our Services

Our team of expert finance brokers are here to help. Whether you need a new home loan, refinancing, business commercial, personal loans, or insurance, we’re here to work alongside you to help achieve your financial goals.

First Home

Purchasing a first home can be a little overwhelming. Let us partner with you along the way. We work for you, not for the banks, and we’ll support you through the whole process.

Next Home

Purchasing your next home can be a stretch but our goal is to make it simple. Let a dedicated broker from Certitude help you through the process.

Refinancing and debt consolidation

Periodically checking whether your loan is still the best rate and product for your circumstances can save you time and money over the life of your loan.

Business, vehicles and personal loans

Starting or growing a business? We can help you secure start-up loans, lines of credit and equipment loans.


You’ve worked hard for it. We’ll help protect it. Protect your home, investment properties, vehicles, business, contents, and health today.

The mortgage application process - what to expect

Applying for a first or subsequent home loan, or even refinancing, may be easier than you think. We have a dedicated, streamlined approach to take you from goal setting to new home or asset.

It’s never too early for a conversation about how a new loan may be possible for you. We’re not a bank, and you never need to worry that discussing the possibility of a new loan with us will appear on your credit file that lenders will be able to see.


Refinance or debt consolidation: what’s the difference?

Refinancing is the process of replacing your current loan with one that gives you a better rate or better conditions. Refinancing can cover a better interest rate, an adjusted length of the loan and even payments in instalments that suit your lifestyle better.

Talk to us about structuring a loan that is most suitable for you.

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