Certainty Confidence Calibre
Certitude is a premium mortgage broker and financial services company. We specialise in new loans and refinancing for homes and other lifestyle loans.
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Our expert mortgage brokers are ready to help you move towards your financial goals.
Our expert mortgage brokers are ready to help you move towards your financial goals.
With more than 33 residential, 22 commercial and 22 asset and equipment lenders, we can help find the loan that’s right for you. Better rates, more products, non-conventional options.
We stay informed and connected to ensure you get up-to-the-minute information and the best products and services. Our industry partners include financial planners, accountants, real estate agents, buyers advocates, conveyancers, solicitors, builders and inspectors. Let our industry connections work for you.
Our Services
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First Home
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Next Home
Purchasing your next home can be a stretch but our goal is to make it simple. Let a dedicated broker from Certitude help you through the process.
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Refinancing and debt consolidation
Periodically checking whether your loan is still the best rate and product for your circumstances can save you time and money over the life of your loan.
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Business, vehicles and personal loans
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Insurance
The mortgage application process - what to expect
Applying for a first or subsequent home loan, or even refinancing, may be easier than you think. We have a dedicated, streamlined approach to take you from goal setting to new home or asset.
It’s never too early for a conversation about how a new loan may be possible for you. We’re not a bank, and you never need to worry that discussing the possibility of a new loan with us will appear on your credit file that lenders will be able to see.
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Refinance or debt consolidation: what’s the difference?
EXCELLENT Based on 110 reviews Maninder Singh10/02/2025Trustindex verifies that the original source of the review is Google. I had an outstanding experience with Certitude Finance Group, and I want to give a special mention to Bradley Morgan. Our situation was a bit unusual, but Bradley went above and beyond to make it happen. His professionalism, dedication, and deep knowledge of the mortgage process were truly impressive. What stood out the most was how much he genuinely cared. He took the time to understand our needs, kept us informed at every step, and navigated the challenges with confidence and persistence. Thanks to his hard work, we were able to secure the right mortgage, and I couldn’t be happier with the outcome. If you’re looking for a mortgage broker who is not only highly skilled but also truly committed to his clients, I highly recommend Bradley. Thank you again for everything! Tyson Cardamone10/02/2025Trustindex verifies that the original source of the review is Google. Thank you Bradley for assisting help with mortgage loans and personal loans! You have been incredible. 5-star and would definitely recommend using Bradley! Cheers mate Aiza Demonteverde04/02/2025Trustindex verifies that the original source of the review is Google. Phil is amazing, he's very accomodationg since day 1. He answers all our questions and explained it well for us to easily understand what we're going through especially as first home buyers. He's got the answer to everything! We really appreciate the time, effort and work that Phil had provided for us. Helena Pham03/02/2025Trustindex verifies that the original source of the review is Google. Grace is a highly professional and dedicated broker who consistently goes above and beyond to provide exceptional service. She is not only knowledgeable in her field but also incredibly helpful, ensuring that her clients feel supported every step of the way. Grace takes the time to understand each individual’s needs and priorities, offering personalized guidance and clear advice. Her communication skills are top-notch, always ensuring that clients are well-informed and confident throughout the entire process. Whether it's answering questions, addressing concerns, or providing timely updates, Grace’s approachable and attentive nature makes working with her a smooth and reassuring experience. Abhik Vyas12/12/2024Trustindex verifies that the original source of the review is Google. I have worked with Grace for a few years now. She provides exceptional customer service and has a wealth of knowledge when it comes to the real estate market. She has been able to provide me with the best possible rates for number of occasions now. Errol Henderson02/12/2024Trustindex verifies that the original source of the review is Google. Couldn't be more delighted with Rob & Leah and they're professionalism. This was our first time buying so we didn't know what to expect and we were a bit stressed but they kept us updated throughout the entire process and gave us peace of mind. We will be seeking their services in the future without a doubt. Thanks again Rob & Leah. Kate Tran01/12/2024Trustindex verifies that the original source of the review is Google. Grace is very responsive and helpful to us throughout the whole process. She managed to complete everything within the very short timeframe that we were given. I would certainly recommend Grace. Kevin Tran24/11/2024Trustindex verifies that the original source of the review is Google. Thanks to Bradley for helping me get a loan for my new vehicle. The process was not at all difficult, Bradley handled this very professionally. Mario Conte18/11/2024Trustindex verifies that the original source of the review is Google. Beyond their professional skills and warm and approachable demeanour, they tailored the financial situations and long-term goals and always let you feel like a priority. They genuinely care about clients and their success. I would highly recommend Robert, Bradley and Fadi. Thank you, Certitude Finance! Kirra Ferguson18/11/2024Trustindex verifies that the original source of the review is Google. Phil is an outstanding mortgage broker! His knowledge of the industry is second to none, and he always provided clear, insightful advice that was tailored to our needs. What truly sets him apart is his speed and dedication—he responded to queries so quickly and went above and beyond to ensure the best outcome for us. I couldn't recommend Phil more highly!