If you're looking to buy into a new property - big of small - there are a range of bridging and other finance options that'll make your move an easy one.
Purchasing commercial property for your own or as an investment, or refinancing your existing commercial property. Includes SMSF and SDA considerations.
Low-doc, No-Doc, Accountant Declarations, or Tax Statements are still a means of adequately demonstrating your capacity to service a loan. The application is quick, efficeint, and easy.
A look at the most popular home loan types. It isn't an exhaustive list, but covers the pros and cons of the most common home loan and borrowing types.
A standard variable home loan has an interest rate that fluctuates over time based on economic factors such as the official cash rate set by RBA and lender funding costs.
A LOC home loan allows borrowers to deposit and withdraw funds freely, as long as they maintain the minimum repayments. Used to leverage income to reduce interest.
Introductory loans, also known as ‘honeymoon loans,’ were initially designed to help first-home buyers enter the property market. Now widely available.
Low doc home loans are designed for self-employed individuals, freelancers, and small business owners who may not have the documents required for standard home loans.
Home Purchase & Borrowing Resources
These articles look at the pros and cons of most common borrowing structures.
Access a range of borrowing resources, such as borrowing reports, glossary, suburb lookups, video library, and social resources.
Specialist Lending Services
Some occupations qualify for low rate, low deposit, and no LMI finance options. We have experienced experts on staff to satify the needs of these groups and maximise borrowing capacity.
Doctors and other health professionals are considered a low-risk borrower. Banks with your future business, so they make provisions for significant borrowing with no LMI.
Lawysers, solicitors, registeed legal professionals, and some support staff are considered a low-risk borrower so lenders make provisions for your borrowing with no LMI.
Engineers are considered a high-skilled and low-risk borrower, so lenders may make provisions for your borrowing with lower rates, better conditions, and no LMI.
Law enforcement, firefighters, military, and the abulance service, are considered low-risk borrowers so lenders may offer lower rates, better conditions, and no LMI.
Lawysers, solicitors, registeed legal professionals, and some support staff are considered a low-risk borrower so lenders make provisions for your borrowing with no LMI.
Agrifinance is a speciality lending that requires agricularial and farming specialists. Call us for details and to check on various government incentives.
Teachers and Early Educators play an important role in our lives, have a stable income, and are in high demand. Lenders rewards this with low desposit, no LMI loans.
Thank you so much Brad for organising my personal loan in such an efficient and professional manner. Your knowledge, communication and calmness throughout the process were the keys. Will definitely be recommending you to all my family and friends in the future. It was a pleasure dealing with you. Thank you again.
Gabriel Zeballos, March 25, 2026
Cannot recommend these guys enough!Bradley and Leah were exceptionally thorough in their process and guiding my partner and I through the buying process of out first home!Anytime of any day they would answer any questions we had and made sure we understood every part.Communication and getting things done promptly were top notch!
Brian Wagner, March 24, 2026
I’ve been working with Phillip for many years for my home loans and I can honestly say he has always been fantastic. Phillip is extremely professional, knowledgeable, and always takes the time to explain everything clearly. He genuinely looks after his clients and works hard to find the best solutions.The whole process is always smooth and stress-free thanks to his experience and dedication. I highly recommend Phillip to anyone looking for reliable and trustworthy help with home loans or refinancing.Thanks again Phillip for all your help over the years!
Celio Costa, March 10, 2026
Robert got me home loan finance when I didn’t think anyone would help me out. Very happy with Certitude Finance, highly recommended
premiermarketingco, March 10, 2026
Phil has been absolutely amazing with every aspect of both the buying and refinancing process as I have been going through him for all of this for the last four years. Cannot say enough good things about his attention to detail and know how as well as his ability to clearly communicate and explain things. Definitely would recommend
Tyler Marr, February 17, 2026
Grace was amazing! Very upfront and great with communication exactly what me and my husband were looking for.
Lauren Gallichan, February 5, 2026
Awesome professional service. Brad and team were a joy to deal with and found the perfect solution for my form my car lease with a very fast turnaround. I thoroughly recommend using the team at Certitude Finance Group for all your asset finance needs.
