RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 4.6%  

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  Certitude Finance [ FINANCE SPECIALISTS ]

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Home Loan Variable: 5.79% (5.92%*) • Home Loan Fixed: 6.14% (6.34%*) • Fixed: 6.14% (6.34%*) • Variable: 5.79% (5.92%*) • Investment IO: 6.09% (5.99%*) • Investment PI: 5.89% (5.91%*)
Mortgage Calculator Library

  Mortgage Calculators 
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[    Related  ::  Advanced Calculator ● LVR ● DTI ● LMI ● Guarantor  ]
Advanced Calculator
Advanced Calculator. Determine fortnightly or monthly repayments with advanced graphing returned.
Debt-to-Income Calculator
DTI Calculator. A DTI is a means for lenders to measure your income against your aggregated debt.
Postcode Risk Calculator
Postcode Risk Calculator. Determine if your postcode is considered 'at risk', potentially impacting on your borrowing.
Basic LVR Calculator
Basic LVR Calculator. This calculator assists with determining basic LVR, or Loan to Value.calculations.
Lenders Mortgage Insurance
Lenders Mortgage Insurance. Calculate an approximate value that might be paid in LMI based on your borrowing criteria and LVR.
Guarantor Calculator
Guarantor Calculator. The Guarantor calculator determines the liability of a guarantor. Indication only.
Property Selling Costs
Property Selling Costs. This calculator help you estimate all the costs associated with selling a property. Estimations only.
Property Buying Cost
Property Buying Cost. This calculator helps you estimate all the costs associated with buying a property.
Renting Versus Buying
Renting Versus Buying. Explore the potential benefit of either renting or buying a property over time.
Credit Card Calculator
Credit Card Calculator. Helps you estimate savings if you repay more than your minimum monthly repayment.
Reverse Mortgage Calculator
Reverse Mortgage Calculator. Determine the costs involved in a Reverse Mortgage. Very rough estimates are returned.
Savings Calculator
Savings Calculator. This calculator calculates the total accumulation in a savings account with a regular deposit arrangement.
Lump Sum Repayments
Lump Sum Repayments. Determine fortnightly or monthly repayments based on borrowing amount and other attributes.
Split Loan Calculator
Split Loan Calculator. Potential benefits of splitting a home loan into fixed and variable rate portions.
Stamp Duty Calculator
Stamp Duty Calculator. Determine fortnightly or monthly repayments based on borrowing amount and other attributes.
Income Annualisation
Income Annualisation. Determine borrowers' annual income from income that has been accruing for under a full year.
Income Gross Up
Income Gross Up. Calculates gross income based on net income, using ATO's personal income tax rates and thresholds.
How Long to Repay?
How Long to Repay?. Helps you find out how long it would take to repay a loan by paying different amounts.
Loan Comparison
Loan Comparison. Compare any two loans on the market for a direct cost comparison. Estimate only.
Mortgage Switch Calculator
Mortgage Switch Calculator. Calculate potential savings that might be made by switching from one mortgage to another.
Leasing Calculator
Leasing Calculator. Calculate how much your lease will cost you in total interest over the length of the term.
Borrowing Power Calculator
Borrowing Power Calculator. The calculator provides an estimate of your borrowing power based on various attributes.
Basic Repayment Calculator
Basic Repayment Calculator. Determine fortnightly or monthly repayments based on borrowing amount and other attributes.
Comparison Rates
Comparison Rates. Helps you to find the comparison rate of a loan and resolve actual costs.
How Long To Save?
How Long To Save?. How long it will take to reach a saving goal, based on a saving account.
Compound Interest
Compound Interest. Helps you understand how compounding can affect your savings and actual annual return.
Budget Planner
Budget Planner. The Budget Planner may help determine your income, expenses, and your financial position.
Extra Repayments Calculator
Extra Repayments Calculator. Savings potentially make by making regular additional repayments into your loan.
Savings Goal Calculator
Savings Goal Calculator. Calculates how much you will need to deposit on a regular basis to reach your savings goal.
FortnighHome Loan Offsets
Home Loan Offsets. Estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.
Income Tax Calculator
Income Tax Calculator. Calculate a simple income tax liability based on the ATO's personal rates and thresholds.
Fortnight Repayments
Fortnight Repayments. Helps understand potential savings that might be made by making weekly or fortnightly.
Interest Only Mortgage
Interest Only Mortgage. Regular repayments during and after interest only period will be based on your loan amount.
Introductory Rates
Introductory Rates. Helps you find out whether you\’re actually saving money with your honeymoon home loan.
Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
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