RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 4.6%  

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  Certitude Finance [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.79% (5.92%*) • Home Loan Fixed: 6.14% (6.34%*) • Fixed: 6.14% (6.34%*) • Variable: 5.79% (5.92%*) • Investment IO: 6.09% (5.99%*) • Investment PI: 5.89% (5.91%*)
Self-Employed Home Loans
S E L F - E M P L O Y E D  F I N A N C E​  D O E S N ' T  N E E D  T O  B E  D I F F I C U L T

  TRADESPEOPLE

  BUSINESS OWNERS

  CONTRACTORS

 It's as easy for the Self-Employed to Finance as anybody else.
Low-doc, No-Doc, Accountant Declarations, or Tax Statements are still a means of adequately demonstrating your capacity to service a loan. The application is quick, efficeint, and easy.
Save Thousands. Access owner-occupied rates from 6.14% (6.34%*) and interest-only investment rates from 6.09% (5.99%*).
Structured Finance. Finance should be structured to support future wealth creation, and improved borrowing capacity.
Consolidate Debt. Switch to a single monthly payment and pay less than you're paying now.
Reduce Loan Term. Match your current obligation with savings and shave years off your mortgage.
Low Doc Options. Options for reduced and no financial home loans specifically catered for the self employed.
Cashback Incentives. Access potential cashback incentives from lenders, often up to $4000 (talk to us).
Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

 Selected Home Loan Products
Your Mortgage Adviser will facilitate all finance arrangements. Listed are just a few of the hundreds of mortgage products that will be made available to you.
Selected Multiple Lenders (Fixed)
Interest*
6.14%
Comparison*
6.34%
   
6.19%
5.98%
   
6.29%
6.55%
   
6.29%
6.55%
   
Selected Multiple Lenders (Variable)
Interest*
5.79%
Comparison*
5.92%
   
5.83%
5.84%
   
5.84%
5.86%
   
5.84%
5.97%
   
Selected BIg-4 Lenders (Variable)
Interest*
5.84%
Comparison*
5.97%
   
6.14%
6.14%
   
6.14%
6.52%
   
6.19%
6.19%
   
Selected Invest Products (IO)
Interest*
6.09%
Comparison*
5.99%
   
6.15%
6.06%
   
6.15%
6.17%
   
6.19%
6.13%
   

Access our proven debt reduction and wealth creation systems that will help you pay off your mortgage years earlier

When you work with us, you are tapping into a proven system that saves homeowners time and money on their mortgage. We have helped hundreds of clients achieve their financial goals and we have got systems and strategies in place to ensure that we can help you too, regardless of your unique circumstances.

Receive 100% independent financial advice from a broker who is invested in your future

You will receive a more personalised service than you would typically receive at a bank. Think of us as your personal banker. We are not owned by any bank and are here to provide you with the best product for your needs and unique circumstances, regardless of what lender it is with.

We will guide you through every step of the process and talk in easy to understand language, so you are aware of everything that is going on with your mortgage.

What Happens Next?

Step 1

Schedule Your Free Strategy Session

Simply select a 15 minute time slot that works for you and our expert broker will call you to discuss your scenario.

Step 2

We Will Research The Market & Find The Best Offer

We will do all the heavy lifting and use our extensive experience to find you the best rate and structure for your home loan.

Step 3

Present You With A Proposal

A proposal will be presented for your review and approval.

Step 4

Get Your Loan Settled

Once a proposal is accepted, we get your loan as timely as possible and support you every step of the way!
  Ready for a chat? Book in a 20-minute consultation now
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 What Others Have to Say...
Need to see more testimonials? Visit our Testimonials Page
  Selected Business Products [ AUTO FINANCE ]
Listed are selected business finance products. Not all are listed, so you should contact us for those that come from lenders that don't make their rates available to us.
Business Finance General
Interest*
6.85%
Comparison*
0.00%
   
7.04%
0.00%
   
7.60%
0.00%
   
7.66%
0.00%
   
Selected Business Fixed
Interest*
6.85%
Comparison*
0.00%
   
12.49%
0.00%
   
12.95%
0.00%
   
13.85%
0.00%
   
Selected Business Variable
Interest*
7.04%
Comparison*
0.00%
   
7.60%
0.00%
   
7.66%
0.00%
   
8.98%
0.00%
   
Business Vehicle Options
Refer Personal Loans.